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Case Study 04 · Aviation InsurTech · Enterprise Analytics

Aviation Commercial Insurance

Designing aviation commercial placement analytics module — giving underwriters a unified workspace to benchmark placements, assess fleet risk, analyse market capacity, track UAS exposure, and investigate claims — all within a single, filterable data platform.

AviationInsurTechAnalyticsEnterprise SaaS
ClientMarsh McLennan (Blue[i] Platform)
My RoleSenior Lead UX Designer
TimelineFeb 2022 – Jan 2023 (12 months)
PlatformWeb Application (Desktop)
ToolsFigma, FigJam, Miro, Jira, Confluence
40%
Faster Placement
Fleet account renewal decision time reduced
$12M
Risk Identified
Over-coverage & mispricings detected in year one
Data Consolidated
Sources unified vs. prior spreadsheet workflow
87%
CSAT Score
Post-launch satisfaction across 40+ underwriters
The Challenge

Aviation commercial insurance

Aviation commercial insurance is one of the most data-intensive specialty lines. Underwriters managing large airline and fleet accounts at Marsh needed to benchmark placements against market peers, assess aircraft-level risk signals, monitor UAS (drone) exposure growth, and investigate claims patterns — simultaneously, every renewal cycle.

None of this intelligence existed in one place. Market data came from Lloyd's Intelligence feeds piped into Excel. Aircraft details lived in broker-managed spreadsheets. Claims were reported by email. UAS exposure was tracked in a separate Access database. Underwriters were spending the majority of their time aggregating data rather than making decisions.

"I manage 14 aviation accounts covering over 2,000 aircraft. Pulling together the data for a single renewal takes three days. I should be spending that time on pricing strategy, not spreadsheet assembly."

— Senior Aviation Underwriter, Marsh Specialty
📊

No Placement Benchmarking

Underwriters had no way to compare their placements against market rate curves, liability limit ranges, or peer pricing. Every negotiation was made without comparative intelligence.

✈️

Fragmented Fleet Data

Aircraft portfolio data — plane type, insured value, hull rate, liability limit — lived in siloed spreadsheets. There was no unified fleet-level view to identify risk concentration or exposure outliers.

🚁

UAS Blind Spot

Drone (UAS) exposure was one of the fastest-growing risk classes in aviation, yet it was tracked in a separate database with zero integration to the main underwriting workflow.

Discovery

Embedded with Aviation Specialists

I spent four weeks embedded with Marsh's Specialty Aviation team — conducting contextual inquiry sessions with underwriters, claims handlers, and account executives across both commercial and specialty aviation lines. I also ran a competitive teardown of 5 aviation analytics tools, from Willis Towers Watson's Radar Live to bespoke Lloyd's market feeds.

A critical discovery emerged early: aviation underwriters thought in discrete workflow modes — they weren't jumping between data types randomly. They moved systematically: first benchmarking their placement (RSM), then checking market capacity, then drilling into aircraft detail, then reviewing UAS exposure, and finally validating against claims history. This mental workflow became the tab architecture.

Key Research Findings

Underwriters spent 68% of renewal prep time aggregating data across disparate systems

Business type and plane type filters were the most critical data segmentation dimensions

Scatter plots with peer benchmarks were the single most-requested visualisation format

Claims intelligence was used retroactively — underwriters needed it proactively at renewal

✈️

Persona 1 — The Aviation Underwriter

Manages 10-20 commercial fleet accounts. Needs placement benchmarking, aircraft-level risk signals, and market capacity data consolidated in one view. Primary power user — high decision frequency.

📋

Persona 2 — The Claims Handler

Manages aviation incident claims across the portfolio. Needs geographic claims clustering, severity scoring, and timeline tracking — integrated with placement context, not siloed.

🤝

Persona 3 — The Account Executive

Client-facing broker managing the Marsh–airline relationship. Needs self-service fleet reports and benchmark comparisons to present to clients without waiting on internal data requests.

Design Approach

Workflow-Mapped Tab Architecture

The core design insight: aviation underwriters don't jump between data types randomly — they move sequentially through six decision modes each renewal. We mapped that exact mental workflow into the tab architecture, with a persistent filter panel that carries context across every view.

blue-i.marsh.com / spec-avi / placement-insights
LINQ HOME ↗ PLACEMENT INSIGHTS MARKET INSIGHTS PROSPECTS
FILTER BY
Business Type
Industrial Aid
Pleasure Business
Plane Type
Jet Engine
Quota Share
Quota Share
Non Quota Share
↕ Persists across all 6 tabs
RSM Market Aircraft Client History UAS Claims
01 · RSM
Placement Benchmarking
Scatter plot of peer premiums vs. liability limits with regression overlay
02 · MARKET
Capacity & Rates
Market capacity curves and rate movement by aviation class
03 · AIRCRAFT
Fleet Portfolio
Hull values, insured amounts and exposure by plane type
04 · HISTORY
Longitudinal Trends
Premium evolution, fleet growth, loss ratios over time
05 · UAS
Drone Exposure
UAS operators, risk class and coverage gap detection
06 · CLAIMS
Incident Intelligence
Frequency, severity, geographic clustering and triage
Underwriter workflow: RSM Market Aircraft History UAS Claims
Each tab = one decision mode at renewal
01
DEFINE

Workflow Mapping

Full underwriter workflow documented — 6 decision modes, 38 subtasks across the renewal lifecycle

02
COLLECT

Data Audit

Catalogued 11 data sources — Lloyd's feeds, AIS data, CAA records, ACAS reports, claims databases

03
BRAINSTORM

IA Workshop

Card sorting with 10 underwriters to validate tab structure and filter hierarchy

04
DEVELOP

Prototype

95 screens across 6 modules. Component library extended from the Blue[i] design system

05
PRESENT

Validation

5 usability rounds with 6 aviation specialists each — benchmarked against the prior workflow

06
IMPROVE

Post-Launch

18 iteration items shipped in Q1 based on analytics review and UW team feedback sessions

📑

Tab Architecture Mirrors Workflow

The six tabs — RSM, Market, Aircraft, Client History, UAS, Claims — map exactly to the sequential mental workflow aviation underwriters follow at renewal. Users never lose context when switching between modes because the persistent filter panel carries across every tab.

📉

Scatter Plot as the Primary Signal

Research confirmed that underwriters think in comparative terms — not absolute numbers. Every placement analytics view leads with a peer benchmark scatter plot overlaid with a regression line, so underwriters instantly see where their client sits relative to the market.

🔍

Claims Integrated at the Point of Decision

Rather than a separate tool, claims intelligence is embedded as the final tab in the renewal workflow — so underwriters check incident history in context of the placement they're currently working on.

Design Output

Key Screens

Blue[i] Spec-Avi — Platform Overview · Commercial Aviation Analytics
Blue[i] Spec-Avi Platform Overview
RSM — Placement Insights Analytics
RSM — Net Liability Premium by Limit
RSM Placement Benchmarking
RSM — Hull Rate Curve Analysis
RSM Hull Rate Curve
Market Intelligence & Aircraft Portfolio
Market Insights — Capacity & Rate Trends
Market Insights
Aircraft — Fleet Portfolio Overview
Aircraft Fleet Overview
Specialty Claims — Aviation Incidents
Claims — Specialty Overview
Specialty Claims Overview
Claims — Severity Distribution
Claims Severity
Commercial Claims — Detailed Analysis
Commercial Claims — Portfolio-Wide Overview
Commercial Claims Overview
Commercial Claims — Claim Entry
Commercial Claim Entry
Client History — Longitudinal Trend Analysis
History — Premium Trend
Premium History Trend
History — Fleet Growth
Fleet Growth History
Results & Impact

From Data Silos to Decision Intelligence

Blue[i] Spec-Avi launched to Marsh's Specialty Aviation team in Q1 2023, rolling out across commercial aviation underwriters in the following quarter. The tab-based analytics workspace eliminated the multi-tool data assembly routine that had defined every renewal cycle — replacing it with a single, filterable intelligence platform that matched how underwriters actually think.

Fleet account renewal prep time reduced by 40% — from 3 days to under 2 days average

$12M in placement mispricings and over-coverage identified via benchmarking in year one

5× increase in data sources actively consulted during renewal decisions

87% CSAT across 40+ aviation underwriters in post-launch satisfaction survey

UAS module drove a 32% improvement in drone exposure identification accuracy

3 new aviation accounts won with Spec-Avi's benchmarking reports cited as a differentiator

"Before Spec-Avi, I was pulling six different reports to prepare for a renewal conversation. Now I open one tab. The scatter plot alone saves me half a day — I can see in 30 seconds exactly where my client sits against the market."

— Senior Aviation Underwriter, Marsh Specialty (Post-Launch Interview)
💡

Key Learnings

The most important design insight was that workflow sequence is information architecture. Underwriters didn't need a configurable dashboard — they needed a structured, sequenced workspace that mirrored their own mental workflow. By mapping tabs directly to the six phases of their renewal decision process, we eliminated navigation friction entirely. Every underwriter knew exactly where to go next, because the tool was built around how they already worked — not around how the data was organised.

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